Payment Policy

Effective Date: April 18, 2025

At CharmTopis, we aim to provide a seamless and secure payment experience for all our customers. This Payment Policy explains how we handle your payment methods and transactions when you make a purchase on https://charmtopis.com/.

1. Accepted Payment Methods

We accept the following payment methods:

  • Credit and Debit Cards: Visa, MasterCard, American Express, and Discover.

  • PayPal: Secure and fast online payments through your PayPal account.

  • Bank Transfers: Direct payment options via bank transfer for select countries.

  • Digital Wallets: Apple Pay, Google Pay, and other mobile payment solutions where available.

2. Payment Processing

Once you place an order, your payment details are processed securely through trusted third-party payment processors. We use SSL (Secure Socket Layer) encryption to ensure the security of your payment information. Your payment will only be processed once all required payment information has been provided and approved.

3. Currency

All transactions are processed in USD (United States Dollar). If you are purchasing from a different country, your bank or payment provider will convert the amount to your local currency. Any exchange rate fees will be charged by your payment provider, not CharmTopis.

4. Payment Authorization

By making a purchase on our website, you authorize us to charge your provided payment method for the total cost of the order, including applicable taxes and shipping fees. Orders are subject to payment approval, and we reserve the right to cancel orders for payment-related issues.

5. Order Confirmation and Receipts

Once your payment is successfully processed, you will receive an email confirmation with your order details. This confirmation will serve as your receipt for the transaction. If you do not receive the confirmation email within 24 hours, please contact our customer support at contact@charmtopis.com.

6. Payment Issues and Disputes

If there are any issues with your payment or if you dispute a charge, please contact us immediately at contact@charmtopis.com. We will investigate the issue and work to resolve it as quickly as possible.

7. Payment Security

Your payment information is securely handled through industry-standard encryption and security protocols. CharmTopis does not store sensitive payment data, ensuring that your financial information is always protected during transactions.

8. Fraud Prevention

To prevent fraud and protect both our customers and our business, we may use third-party fraud detection services. If we suspect any fraudulent activity, we may cancel the transaction or request additional verification before processing your order.

9. Refunds and Cancellations

If you are eligible for a refund or need to cancel your order, please refer to our Return and Refund Policy for further details on how we handle refunds. Refunds will be processed to the original payment method within the stipulated time frame.

10. Contact Us

If you have any questions about our Payment Policy or need assistance with your payment, please feel free to reach out to us at: